Services
With all the changes that can affect you financially, having a trusted and learned friend there to help you make good decisions when life and money intersect can make all the difference. We can meet face-to-face, talk over the phone, set up a video conference, or communicate via email, depending on where you are, what you need and when.
Delphi Wealth Partners Investment Management Services Include:
Discretionary Asset Management
Reduce your risk, fees, and increase overall returns with discretionary trading authority based off of Delphi Wealth Partners’ proprietary algorithms and strategies.
Comprehensive Financial Planning
We offer comprehensive financial planning for investments, retirement planning, cash flow analysis, debt management, insurance protection strategies, proactive tax management, and estate planning.
Tax Diversification & Mitigation Strategies
What you keep can make a bigger financial impact on your assets or what you earn. Tax diversification and mitigation strategies take into account what you earn, own and need, when and how that relates to how you’ll be taxed on each. The result is a strategy that ensures an appropriate income stream from the right sources at the right time for you.
FIDUCIARY DUTY: HOW WE CHOOSE TO DO BUSINESS
At Delphi Wealth Partners, we are independent and fee-based — compensated by advisory fees paid by our clients.
As a registered investment adviser, we owe our clients a fiduciary duty under the Investment Advisers Act standards and applicable state law — and we would run our practice this way even if no rule required it. We are not tied to allegiances or requirements to work with any particular financial institution; it is up to our clients to decide where and how to invest their money. The most important difference between a registered investment adviser and a typical broker (even if both are called “financial advisors”) is that a registered investment adviser has a fiduciary responsibility to clients, while FINRA-registered brokers are only held to a suitability standard.
Retirement Planning and Investment Management
When you retire, you will have an income need. Your income may be composed of or supplemented with Social Security or a pension benefit. Most people will end up with a deficit. Our job is to bridge the gap so that you can continue the same standard of living you have today, throughout your retirement.
We are not in the business of predicting markets. We are in the business of solving a 30-year income problem. Additionally, that income needs to keep pace with inflation and use investment vehicles that keep a portion of your money safe from the whims of the global financial markets.
We believe that long-term, repeatable investment success comes from having a rules-based, formula-driven process. We utilize a process which doesn’t solely rely on opinion, and that helps take emotion out of the decision-making.
Through research and our experience following the markets, we understand what drives performance and returns. Based on this knowledge, we create a customized solution unique to your risk tolerance and income needs.
The Delphi Wealth Partners 3-Step Plan
We begin with a scientific process and apply it to financial planning.
Step #1
Discover Your Dreams
What’s important to you? What do you want your future to be? Together we’ll discover and clarify what you want—and what you don’t—for your ideal retirement.
Step #2
Research, Set Goals & Plan
We gather data to find out how to make your dreams a reality. Together, we develop a comprehensive plan with written recommendations and then implement it to help you reach those goals.
Step #3
Track & Adjust
We monitor your progress to make sure you stay on track. We make adjustments when life or your priorities change.